Visa Credit Card
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- Consolidate Debt with a 4.9% APR Balance Transfer Rate for 6 months*
- 4.9% APR introductory rate for the first 6 months*
- 9.9% or 14.9% Standard APR depending on credit standing*
- ExtraAwards® points are good for Gift Certificates, Travel Rewards and More
General Information
VISA® Product Information | Visa® Platinum | Visa® Classic | Visa® Business |
Annual Percentage Rate (APR) for Purchases | 9.90% | 14.90% | * variable rate - Click here for current rate |
Introductory Annual Percentage Rate (APR) for Purchases | 4.90% | 4.90% | 4.90% |
Balance Transfer Annual Percentage Rate (APR) | *For 6 Months | *For 6 Months | *For 6 Months |
Grace Period for Repayment of the Balance for Purchases | 25 Days | 25 Days | 25 Days |
Cash Advance Fee | 3% Minimum | 3% Minimum | 3% Minimum |
Cash Advance Rate | Same as Current Rate | Same as Current Rate | Same as Current Rate |
Balance Transfer Fee | 3% Minimum | 3% Minimum | 3% Minimum |
ATM Access | Yes | Yes | Yes |
Late Payment Fee | $25 | $25 | $25 |
Annual Fee | None | None | None |
Minimum Finance Charge | $1.00 (Unless purchase average daily balance is zero) | ||
Foreign Transaction Fee | 1% of transaction amount calculated in U.S. Dollars. | ||
Zero Liability | Zero Liability for signature transactions protects you from paying | ||
Other Features | Auto Rental Collision Damage Waiver & Roadside Assistance | ||
Verified by Visa® | Safety when you shop online. CLICK HERE for additional information. | ||
Method of computing the balance for purchases is the Average Daily Balance including new purchases.
The above information is accurate as of 7.1.23. To find out what information may have changed, call 740.522.8311 or email info@hopewellfcu.org.
*4.9% intro for 6 billing cycles, after that the rate will go to the standard purchase rate as applicable to your Platinum or Business credit card disclosure.
Payments made by mail should be sent to: Hopewell Federal Credit Union, PO Box 2157, Heath, Ohio 43056
Preventing Fraud
Fraud is on the rise. Hopewell Federal has updated some of its policies and procedures in an effort to keep you safe against this challenging situation. These extra security measures have been put in place for your protection. Please take a moment to review and let us know if you have any questions.
If you are traveling out of state, we recommend that you contact our card services department with your travel dates at 740.522.8311 or visit the mobile app to schedule your travel dates.
Hopewell Federal invites you to contact us with any questions or concerns about your cards. Your security is our priority.