Online Banking

Visa Credit Card

General Information

VISA® Product Information

Visa® Platinum

Visa® Classic

Visa® Business

Annual Percentage Rate (APR) for Purchases

9.90%

14.90%

* variable rate - Click here for current rate

Introductory Annual Percentage Rate (APR) for Purchases

4.90%

4.90%

4.90%

Balance Transfer Annual Percentage Rate (APR)

*For 6 Months

*For 6 Months

*For 6 Months

Grace Period for Repayment of the Balance for Purchases

25 Days

25 Days

25 Days

Cash Advance Fee

3% Minimum
($5 Min-$25 Max)

3% Minimum
($5 Min-$25 Max)

3% Minimum
($5 Min-$25 Max)

Cash Advance Rate

Same as Current Rate

Same as Current Rate

Same as Current Rate

Balance Transfer Fee

3% Minimum
($5 Min-$25 Max)

3% Minimum
($5 Min-$25 Max)

3% Minimum
($5 Min-$25 Max)

ATM Access

Yes

Yes

Yes

Late Payment Fee

$25

$25

$25

Annual Fee

None

None

None

Minimum Finance Charge

$1.00 (Unless purchase average daily balance is zero)

Foreign Transaction Fee

1% of transaction amount calculated in U.S. Dollars.

Zero Liability

Zero Liability for signature transactions protects you from paying

Other Features

Auto rental insurance, travel, and emergency services, travel accident

Verified by Visa®

Add a password to your Hopewell Federal Credit Union VISA card to get added safety when you shop online. CLICK HERE to sign up now.

Method of computing the balance for purchases is the Average Daily Balance including new purchases.

The above information is accurate as of 1.1.16. To find out what information may have changed, call 740.522.8311 or email info@hopewellfcu.org.

*4.9% intro for 6 billing cycles, after that the rate will go to the standard purchase rate as applicable to your Platinum or Business credit card disclosure.

Payments made by mail should be sent to:  Hopewell Federal Credit Union, PO Box 2157, Heath, Ohio 43056

Preventing Fraud

Fraud is on the rise.  Hopewell Federal has updated some of its policies and procedures in an effort to keep you safe against this challenging situation.  These extra security measures have been put in place for your protection.  Please take a moment to review and let us know if you have any questions.

If you are traveling out of state, we recommend that you contact our card services department with your travel dates at 740.522.8311 or visit the mobile app to schedule your travel dates.

Hopewell Federal invites you to contact us with any questions or concerns about your cards.  Your security is our priority.

VISA Agreement
VISA Platinum 9.9% APR Disclosure
VISA Platinum 14.9% APR Disclosure
VISA Business Card Disclosure
VISA Business Card Agreement