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Mortgage Refinance

Mortgage Loan Refinance

Imagine being mortgage-free in just 10 to 15 years. Our ten or fifteen year Penny Pincher mortgage loan is available to qualified members as an affordable means to lower your current first mortgage interest rate or term. If you have equity in your current home or condo, our penny pincher mortgage loan is an ideal way to lower your first mortgage interest rate or term without spending money on closing costs.

Product Benefits:

  • No closing costs
  • Refinance only (owner occupied 1-4 family residence only)
  • $499 non-refundable application fee 
  • Fixed rate

Hopewell Federal is an equal opportunity lender. Call us at 740-522-8311 for more information.

Hopewell Federal Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Lender and the Equal Credit Opportunity Act.

For Ten/Fifteen Year Penny Pincher Mortgage Loan: **For Ten/Fifteen Year Penny Pincher Mortgage Loan:  available to qualified individuals as an affordable means to lower current first mortgage interest rate and term. Minimum loan $20,000.  Not valid for existing Penny Pincher loans.  Minimum credit restrictions apply.  Rates and terms are subject to change without notice.  Maximum loan to value 75%. Refinance only (owner occupied 1-4 family residence only). Valid for combining 1st and 2nd mortgage balances only.  **$499 application fee. If property does not meet financial institutions initial value assessment, a charge up to $175 may apply for cost of appraisal.  No pre-payment penalty.  Offer subject to change without notice.

Please send all first and second mortgage loan error resolution requests or information requests to Hopewell Federal Credit Union, P.O. Box 2157, Heath, OH 43056. Your notice must be in writing and include your name, loan number, and the error you are asserting or information that you are requesting.

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